What happens next
- You give us your number, your name and your email here. It takes under a minute.
- A home loan consultant phones you. They ask what you earn, what you spend and what you want to buy, and tell you which documents to send.
- They apply to the banks that fit your situation, all at once.
- The banks that approve you send offers. You compare them and choose one, or none.
What it costs
Nothing. Bond originators are paid by the bank when the loan is registered, not by you. The usual costs of buying a home (transfer duty, attorneys, the bank's fees) are the same whichever way you apply. See what those come to.
Your details
We pass what you give us to the consultant so they can contact you about a home loan, and for nothing else. How we handle your information.
Who we are
Home-Loans.co.za is a comparison and referral site. We publish what each lender offers, with the source for every fact, and we put people who want help in touch with a home loan consultant (a bond originator). We're not a bank, a credit provider or a financial adviser, and we don't take any payment from you.
What we don't do
- We don't lend money or decide on loans. The banks do.
- We don't promise approval, a rate or a time. Nobody honest can.
- We don't sell your details or pass them to anyone selling something else.