- Products
- New home loans, building loans, pension-backed lending, green finance, AccessBond (borrow back what you've paid in) and bond switching
- First-time buyers
- 50% off bond registration costs
- Initiation fee
- R6,037.50 (2026 pricing guide)
- Monthly service fee
- R69 (2026 pricing guide)
- Pre-qualification
- Online; a pre-qualification quote is valid for 7 days
How much Standard Bank lends
Standard Bank doesn't publish a maximum percentage of the price or a longest term on the pages we checked, so we don't print one. A consultant gets you Standard Bank's actual offer alongside the others.
Fees
The 2026 pricing guide lists the initiation fee at R6,037.50 and the monthly service fee at R69, the most the National Credit Act allows. Paying the bond off early needs 90 days' notice, or the bank can charge up to 90 days' interest instead.
Where this comes from
- Standard Bank: home loans (read 11 Oct 2026)
- Standard Bank: home loans pricing guide 2026 (effective 1 Jan 2026)
Checked October 2026.