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Investec home loans

Investec lends up to 100% to its private banking clients, on homes you live in and on investment and holiday property.

Lends up to
100%; costs can be added to the loan
Attorney fees
40% off bond attorney fees
Property
Homes you live in, investment property, holiday homes and business-use property; building bonds too
Monthly fee
Waived when the bond is paid by debit order from an Investec Private Bank account
Who
You become an Investec Private Banking client to apply

Who it suits

Investec is a private bank, so the loan comes with becoming a private banking client. It says it doesn't rely on scorecards and looks at each person's situation, which can suit high earners with less straightforward income.

Where this comes from

Checked October 2026.

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