/* home-loans.co.za. No inline styles anywhere (the CSP has no unsafe-inline):
   every look is a class here. */
@font-face { font-family: "Bricolage"; src: url(/fonts/Bricolage-700.woff2) format("woff2"); font-weight: 700; font-display: swap; }
@font-face { font-family: "Bricolage"; src: url(/fonts/Bricolage-600.woff2) format("woff2"); font-weight: 600; font-display: swap; }
@font-face { font-family: "Figtree"; src: url(/fonts/Figtree-400.woff2) format("woff2"); font-weight: 400; font-display: swap; }
@font-face { font-family: "Figtree"; src: url(/fonts/Figtree-600.woff2) format("woff2"); font-weight: 600; font-display: swap; }

:root {
  --ink: #13261d;
  --ink-2: #3e5247;
  --door: #1d5b3a;
  --door-hi: #17492f;
  --door-tint: #e4eee7;
  --brass: #c79a3a;
  --brass-ink: #7d5a12;
  --paper: #f4f6f2;
  --card: #ffffff;
  --line: #d7dfd8;
  --line-2: #bccabf;
  --bad: #a3261b;
  --r: 14px;
  --r-s: 9px;
  --wrap: 1160px;
  --shadow: 0 1px 2px rgba(19, 38, 29, .06), 0 10px 30px -12px rgba(19, 38, 29, .22);
  --display: "Bricolage", "Figtree", system-ui, sans-serif;
  --text: "Figtree", system-ui, -apple-system, "Segoe UI", sans-serif;
  color-scheme: light;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; text-size-adjust: 100%; scroll-padding-top: 84px; }
body { margin: 0; background: var(--paper); color: var(--ink); font: 400 1.0625rem/1.6 var(--text); font-kerning: normal; }
img, svg { display: block; max-width: 100%; }
a { color: var(--door); text-decoration-thickness: 1px; text-underline-offset: .2em; }
a:hover { color: var(--door-hi); text-decoration-thickness: 2px; }
::selection { background: var(--brass); color: var(--ink); }
:focus-visible { outline: 3px solid var(--brass); outline-offset: 2px; border-radius: 4px; }
h1, h2, h3 { font-family: var(--display); font-weight: 700; line-height: 1.08; letter-spacing: -.02em; margin: 0 0 .5em; text-wrap: balance; }
h1 { font-size: clamp(2rem, 1.4rem + 3.4vw, 3.9rem); letter-spacing: -.03em; }
h2 { font-size: clamp(1.6rem, 1.25rem + 1.5vw, 2.4rem); }
h3 { font-size: 1.25rem; font-weight: 600; letter-spacing: -.01em; }
p { margin: 0 0 1em; }
.num, td.num, .money { font-variant-numeric: tabular-nums lining-nums; }
.wrap { max-width: var(--wrap); margin: 0 auto; padding: 0 20px; }
.narrow { max-width: 760px; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--ink); color: #fff; padding: 8px 14px; z-index: 50; border-radius: 6px; }
.skip:focus { left: 8px; }
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }

/* ── header ─────────────────────────────────────────── */
.top { position: sticky; top: 0; z-index: 30; background: rgba(244, 246, 242, .92); backdrop-filter: saturate(1.4) blur(10px); -webkit-backdrop-filter: saturate(1.4) blur(10px); border-bottom: 1px solid var(--line); }
.top__in { display: flex; align-items: center; gap: 18px; min-height: 64px; }
.brand { display: flex; align-items: center; gap: 9px; color: var(--ink); text-decoration: none; font: 700 1.2rem/1 var(--display); letter-spacing: -.02em; white-space: nowrap; }
.brand:hover { color: var(--ink); }
.brand svg { width: 30px; height: 30px; flex: none; }
.brand b { font-weight: inherit; }
.brand span { color: var(--door); }
.nav { display: none; gap: 4px; margin-left: auto; }
.nav a { color: var(--ink-2); text-decoration: none; font-weight: 600; font-size: .95rem; padding: 8px 12px; border-radius: 8px; }
.nav a:hover, .nav a[aria-current] { color: var(--ink); background: var(--door-tint); }
.top .btn--go { margin-left: auto; }
.menu { position: relative; }
.menu summary { list-style: none; cursor: pointer; font-weight: 600; padding: 9px 12px; border: 1px solid var(--line-2); border-radius: 9px; font-size: .95rem; }
.menu summary::-webkit-details-marker { display: none; }
.menu__panel { position: absolute; right: 0; top: calc(100% + 8px); background: var(--card); border: 1px solid var(--line); border-radius: var(--r); box-shadow: var(--shadow); padding: 8px; display: grid; min-width: 220px; }
.menu__panel a { padding: 10px 12px; text-decoration: none; color: var(--ink); border-radius: 8px; font-weight: 600; }
.menu__panel a:hover { background: var(--door-tint); }
@media (min-width: 980px) {
  .nav { display: flex; }
  .top .btn--go { margin-left: 8px; }
  .menu { display: none; }
}
@media (max-width: 420px) { .top .btn--go { display: none; } .menu { margin-left: auto; } }

/* ── buttons ────────────────────────────────────────── */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; font: 600 1rem/1.2 var(--text); padding: 13px 20px; border-radius: 11px; border: 0; cursor: pointer; text-decoration: none; transition: background-color .15s ease, transform .15s ease, box-shadow .15s ease; }
.btn:active { transform: translateY(1px); }
.btn--go { background: var(--door); color: #fff; }
.btn--go:hover { background: var(--door-hi); color: #fff; }
.btn--line { background: transparent; color: var(--ink); box-shadow: inset 0 0 0 1.5px var(--line-2); }
.btn--line:hover { color: var(--ink); box-shadow: inset 0 0 0 1.5px var(--ink); }
.btn--wa { background: #fff; color: var(--ink); box-shadow: inset 0 0 0 1.5px var(--line-2); }
.btn--wa svg { width: 20px; height: 20px; color: #128c4a; }
.btn--wa:hover { color: var(--ink); box-shadow: inset 0 0 0 1.5px #128c4a; }
.btn--sm { padding: 9px 14px; font-size: .95rem; }
.btn[disabled] { opacity: .6; cursor: progress; }
.linkbtn { background: none; border: 0; padding: 6px 2px; font: inherit; color: var(--ink-2); text-decoration: underline; text-underline-offset: .2em; cursor: pointer; }
.linkbtn:hover { color: var(--ink); }

/* ── hero ───────────────────────────────────────────── */
.hero { padding: 36px 0 44px; }
.hero__grid { display: grid; gap: 34px; }
.hero__lede { font-size: 1.15rem; color: var(--ink-2); max-width: 36em; }
.hero h1 { max-width: 13ch; }
.facts { display: flex; flex-wrap: wrap; gap: 8px 18px; padding: 0; margin: 18px 0 0; list-style: none; color: var(--ink-2); font-size: .95rem; }
.facts li { display: flex; align-items: center; gap: 7px; }
.facts svg { width: 18px; height: 18px; color: var(--door); flex: none; }
.hero__grid--home { gap: 22px; }
.hero__grid--home .facts { margin-top: 0; }
@media (min-width: 900px) {
  .hero { padding: 64px 0 72px; }
  .hero__grid { grid-template-columns: 1.05fr .95fr; align-items: start; gap: 56px; }
  .hero__grid--home { grid-template-areas: "a f" "b f"; gap: 0 56px; }
  .hero__a { grid-area: a; }
  .hero__f { grid-area: f; }
  .hero__b { grid-area: b; }
  .hero__grid--home .facts { margin-top: 18px; }
}

/* The lender roll: the banks themselves, set big. */
.roll { margin-top: 26px; }
.roll__h { font-size: .95rem; color: var(--ink-2); margin: 0 0 8px; font-weight: 600; }
.roll ul { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 2px 14px; }
.roll li { font: 700 clamp(1.15rem, .95rem + 1vw, 1.6rem)/1.25 var(--display); letter-spacing: -.02em; color: var(--ink); }
.roll li a { color: inherit; text-decoration: none; }
.roll li a:hover { color: var(--door); }
.roll li::after { content: "/"; margin-left: 14px; color: var(--line-2); font-weight: 600; }
.roll li:last-child::after { content: none; }
.roll li.roll__more { color: var(--ink-2); font-weight: 600; }

/* ── the lead form ──────────────────────────────────── */
.lf { background: var(--card); border-radius: 18px; box-shadow: var(--shadow); border: 1px solid var(--line); padding: 22px; position: relative; }
.lf__key { position: absolute; top: -14px; right: 22px; width: 44px; height: 64px; color: var(--brass); }
.lf__bar { display: flex; gap: 6px; margin: 0 40px 16px 0; padding: 0; list-style: none; }
.lf__bar li { flex: 1; height: 5px; border-radius: 3px; background: var(--line); transition: background-color .3s ease; }
.lf__bar li.is-on { background: var(--door); }
.lf__count { font-size: .9rem; color: var(--ink-2); margin: 0 0 4px; font-weight: 600; }
.lf h2 { font-size: clamp(1.45rem, 1.2rem + 1vw, 1.9rem); margin-bottom: .35em; }
.lf__sub { color: var(--ink-2); margin-bottom: 16px; }
.lf__step[hidden] { display: none; }
.lf__step.is-in { animation: stepin .35s cubic-bezier(.2, .7, .2, 1); }
@keyframes stepin { from { opacity: 0; transform: translateX(14px); } to { opacity: 1; transform: none; } }
.field { margin-bottom: 14px; }
.field label, .legend { display: block; font-weight: 600; margin-bottom: 6px; font-size: .98rem; }
.field input, .field select { width: 100%; font: 400 1.125rem/1.3 var(--text); color: var(--ink); background: #fff; border: 1.5px solid var(--line-2); border-radius: 11px; padding: 14px 14px; min-height: 52px; transition: border-color .15s ease, box-shadow .15s ease; }
.field input::placeholder { color: #75837a; }
.field input:focus, .field select:focus { outline: none; border-color: var(--door); box-shadow: 0 0 0 4px rgba(29, 91, 58, .16); }
.field input[aria-invalid="true"] { border-color: var(--bad); }
.field--tel { position: relative; }
.field--tel input { font-size: 1.35rem; letter-spacing: .02em; font-variant-numeric: tabular-nums; }
.row2 { display: grid; gap: 0 12px; }
@media (min-width: 520px) { .row2 { grid-template-columns: 1fr 1fr; } }
.tick { display: grid; grid-template-columns: 22px 1fr; gap: 10px; align-items: start; margin: 2px 0 14px; font-size: .92rem; line-height: 1.45; color: var(--ink-2); cursor: pointer; }
.tick input { width: 20px; height: 20px; margin: 1px 0 0; accent-color: var(--door); cursor: pointer; }
.tick input[aria-invalid="true"] { outline: 2px solid var(--bad); outline-offset: 2px; }
.lf .btn--go { width: 100%; padding: 16px 20px; font-size: 1.08rem; }
.lf__fine { font-size: .86rem; color: var(--ink-2); margin: 12px 0 0; line-height: 1.5; }
.lf__err { color: var(--bad); font-weight: 600; font-size: .95rem; margin: -4px 0 12px; }
.lf__err[hidden] { display: none; }
.lf__back { margin-top: 8px; }
.chips { display: flex; flex-wrap: wrap; gap: 8px; margin: 0 0 14px; padding: 0; border: 0; }
.chips legend { padding: 0; }
.chip { position: relative; }
.chip input { position: absolute; opacity: 0; inset: 0; cursor: pointer; }
.chip span { display: inline-block; padding: 9px 13px; border-radius: 999px; border: 1.5px solid var(--line-2); font-weight: 600; font-size: .95rem; background: #fff; transition: background-color .15s ease, border-color .15s ease, color .15s ease; }
.chip input:checked + span { background: var(--door); border-color: var(--door); color: #fff; }
.chip input:focus-visible + span { outline: 3px solid var(--brass); outline-offset: 2px; }
.lf__done h2 { color: var(--door); }
.lf__done ul { padding-left: 1.1em; margin: 0 0 1em; }
.hp { position: absolute; left: -5000px; width: 1px; height: 1px; overflow: hidden; }

/* ── sections ───────────────────────────────────────── */
.sec { padding: 56px 0; }
.sec--line { border-top: 1px solid var(--line); }
.sec--ink { background: var(--ink); color: #e9efe9; }
.sec--ink h2, .sec--ink h3 { color: #fff; }
.sec--ink a { color: #f0cf86; }
.sec--tint { background: var(--door-tint); }
.sec__head { max-width: 720px; margin-bottom: 28px; }
.sec__head p { color: var(--ink-2); font-size: 1.08rem; }
.sec--ink .sec__head p { color: #c3d1c7; }
@media (min-width: 900px) { .sec { padding: 84px 0; } }

/* Steps: a real sequence, so numbered. */
.steps { list-style: none; margin: 0; padding: 0; display: grid; gap: 22px; counter-reset: s; }
.steps li { counter-increment: s; display: grid; grid-template-columns: 48px 1fr; gap: 0 14px; align-content: start; }
.steps li::before { content: counter(s); grid-row: span 2; width: 44px; height: 44px; border-radius: 50%; display: grid; place-items: center; font: 700 1.2rem/1 var(--display); background: var(--brass); color: var(--ink); }
.steps h3 { margin: 8px 0 4px; }
.steps p { margin: 0; color: #c3d1c7; }
.sec:not(.sec--ink) .steps p { color: var(--ink-2); }
@media (min-width: 900px) { .steps { grid-template-columns: repeat(4, 1fr); gap: 28px; } .steps li { grid-template-columns: 1fr; } .steps li::before { margin-bottom: 14px; grid-row: auto; } }

/* Lender table */
.tablewrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--r); background: var(--card); -webkit-overflow-scrolling: touch; }
table { width: 100%; border-collapse: collapse; font-size: .98rem; }
th, td { text-align: left; padding: 13px 14px; border-bottom: 1px solid var(--line); vertical-align: top; }
th { font-weight: 600; color: var(--ink-2); background: #f8faf7; white-space: nowrap; font-size: .92rem; }
tr:last-child td { border-bottom: 0; }
td.num, th.num { text-align: right; white-space: nowrap; }
.lt td:first-child { font: 700 1.08rem/1.25 var(--display); white-space: nowrap; }
.lt td:first-child a { color: var(--ink); text-decoration: none; }
.lt td:first-child a:hover { color: var(--door); text-decoration: underline; }
.lt td { min-width: 120px; }
.lt td.lt__note { min-width: 260px; color: var(--ink-2); }
.tablenote { font-size: .9rem; color: var(--ink-2); margin-top: 10px; }

/* Cards (used for genuinely separate things: lenders, tools, guides) */
.grid { display: grid; gap: 16px; }
@media (min-width: 640px) { .grid--2 { grid-template-columns: repeat(2, 1fr); } .grid--3 { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 980px) { .grid--3 { grid-template-columns: repeat(3, 1fr); } }
.tile { display: block; background: var(--card); border: 1px solid var(--line); border-radius: var(--r); padding: 20px; text-decoration: none; color: var(--ink); transition: border-color .15s ease, box-shadow .15s ease; }
a.tile:hover { color: var(--ink); border-color: var(--door); box-shadow: var(--shadow); }
.tile h3 { margin-bottom: 6px; }
.tile p { color: var(--ink-2); margin: 0; font-size: .98rem; }
.tile__go { display: inline-block; margin-top: 12px; font-weight: 600; color: var(--door); }

/* ── calculators ────────────────────────────────────── */
.calc { background: var(--card); border: 1px solid var(--line); border-radius: 18px; padding: 22px; display: grid; gap: 22px; box-shadow: var(--shadow); }
@media (min-width: 860px) { .calc { grid-template-columns: 1fr 1fr; padding: 30px; gap: 36px; } }
.calc .field input { font-variant-numeric: tabular-nums; }
.money-in { position: relative; }
.money-in input { padding-left: 34px; }
.money-in::before { content: "R"; position: absolute; left: 14px; top: 50%; transform: translateY(-50%); font-weight: 600; color: var(--ink-2); pointer-events: none; }
.pct-in { position: relative; }
.pct-in input { padding-right: 34px; }
.pct-in::after { content: "%"; position: absolute; right: 14px; top: 50%; transform: translateY(-50%); font-weight: 600; color: var(--ink-2); pointer-events: none; }
input[type=range] { width: 100%; accent-color: var(--door); margin: 6px 0 2px; }
.hint { font-size: .88rem; color: var(--ink-2); margin: 4px 0 0; }
.out { background: var(--ink); color: #fff; border-radius: 14px; padding: 22px; align-self: start; }
.out__label { color: #b9c9be; font-weight: 600; margin: 0 0 2px; font-size: .95rem; }
.out__big { font: 700 clamp(2.3rem, 1.8rem + 2.4vw, 3.4rem)/1 var(--display); letter-spacing: -.03em; margin: 0 0 16px; font-variant-numeric: tabular-nums lining-nums; }
.out dl { margin: 0; display: grid; grid-template-columns: 1fr auto; gap: 8px 16px; font-size: .98rem; }
.out dt { color: #c3d1c7; }
.out dd { margin: 0; text-align: right; font-weight: 600; font-variant-numeric: tabular-nums; }
.out dd.out__sum, .out dt.out__sum { border-top: 1px solid #36513f; padding-top: 8px; font-weight: 700; color: #fff; }
.out .btn { margin-top: 18px; width: 100%; }
.out__note { color: #b9c9be; font-size: .86rem; margin: 14px 0 0; }

/* ── prose pages ────────────────────────────────────── */
.page-head { padding: 34px 0 10px; }
.page-head p.lede { font-size: 1.15rem; color: var(--ink-2); max-width: 40em; }
.crumbs { font-size: .9rem; color: var(--ink-2); padding-top: 18px; }
.crumbs ol { list-style: none; display: flex; flex-wrap: wrap; gap: 6px; margin: 0; padding: 0; }
.crumbs li + li::before { content: "/"; margin-right: 6px; color: var(--line-2); }
.crumbs a { color: var(--ink-2); }
.cols { display: grid; gap: 34px; padding-bottom: 60px; }
@media (min-width: 980px) { .cols { grid-template-columns: minmax(0, 1fr) 360px; gap: 56px; } .cols aside .sticky { position: sticky; top: 88px; } }
.prose { max-width: 68ch; }
.prose h2 { margin-top: 1.6em; font-size: clamp(1.4rem, 1.2rem + .9vw, 1.9rem); }
.prose h3 { margin-top: 1.4em; }
.prose ul, .prose ol { padding-left: 1.2em; margin: 0 0 1em; }
.prose li { margin-bottom: .35em; }
.prose .tablewrap { margin: 0 0 1.2em; }
.note { background: var(--door-tint); border-radius: var(--r-s); padding: 14px 16px; margin: 0 0 1.2em; }
.note p:last-child { margin: 0; }
.sec--tint .note { background: var(--card); }
.sources { font-size: .9rem; color: var(--ink-2); border-top: 1px solid var(--line); margin-top: 34px; padding-top: 16px; }
.sources h2 { font-size: 1rem; font-family: var(--text); font-weight: 600; letter-spacing: 0; margin: 0 0 8px; }
.sources ul { padding-left: 1.1em; margin: 0; }
.sources li { margin-bottom: 4px; overflow-wrap: anywhere; }
.checked { font-size: .9rem; color: var(--ink-2); }

/* Lender page facts */
.kv { display: grid; grid-template-columns: max-content 1fr; gap: 10px 18px; margin: 0 0 1.4em; background: var(--card); border: 1px solid var(--line); border-radius: var(--r); padding: 18px; }
.kv dt { font-weight: 600; color: var(--ink-2); }
.kv dd { margin: 0; }
@media (max-width: 520px) { .kv { grid-template-columns: 1fr; gap: 2px; } .kv dd { margin-bottom: 10px; } }

/* FAQ */
.faq details { border-bottom: 1px solid var(--line); }
.faq summary { cursor: pointer; list-style: none; padding: 16px 34px 16px 0; font-weight: 600; font-size: 1.08rem; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: ""; position: absolute; right: 6px; top: 50%; width: 10px; height: 10px; border-right: 2px solid var(--door); border-bottom: 2px solid var(--door); transform: translateY(-70%) rotate(45deg); transition: transform .2s ease; }
.faq details[open] summary::after { transform: translateY(-30%) rotate(-135deg); }
.faq details > div { padding: 0 0 16px; color: var(--ink-2); max-width: 68ch; }

/* Rate strip */
.rate { border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: var(--card); }
.rate__in { display: flex; flex-wrap: wrap; align-items: baseline; gap: 6px 22px; padding: 14px 20px; font-size: .98rem; color: var(--ink-2); }
.rate b { font: 700 1.3rem/1 var(--display); color: var(--ink); font-variant-numeric: tabular-nums; }

/* ── footer ─────────────────────────────────────────── */
.foot { background: var(--ink); color: #c3d1c7; padding: 52px 0 110px; font-size: .95rem; }
.foot a { color: #e9efe9; }
.foot a:hover { color: #fff; }
.foot__grid { display: grid; gap: 28px; }
@media (min-width: 820px) { .foot__grid { grid-template-columns: 1.4fr 1fr 1fr 1fr; } .foot { padding-bottom: 52px; } }
.foot h2 { font: 600 1rem/1.3 var(--text); letter-spacing: 0; color: #fff; margin: 0 0 10px; }
.foot ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 6px; }
.foot .brand { color: #fff; margin-bottom: 12px; }
.foot .brand span { color: #9fd3b0; }
.foot__legal { border-top: 1px solid #2c4436; margin-top: 34px; padding-top: 20px; font-size: .86rem; color: #a9bbaf; max-width: 90ch; }

/* Phone dock: the one action, always in reach on a phone. */
.dock { position: fixed; left: 0; right: 0; bottom: 0; z-index: 25; padding: 10px 14px calc(10px + env(safe-area-inset-bottom)); background: rgba(244, 246, 242, .96); border-top: 1px solid var(--line); display: flex; gap: 8px; }
.dock .btn { flex: 1; }
.dock .btn--wa { flex: 0 0 auto; padding-left: 14px; padding-right: 14px; }
@media (min-width: 820px) { .dock { display: none; } }
.dock.is-hidden { transform: translateY(110%); }
.dock { transition: transform .25s ease; }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { animation: none !important; transition: none !important; }
}

/* ── reputable layer: photo hero, trust strip, lender logos ── */
.hero--home { padding-bottom: 28px; }
.hero__grid--home { grid-template-areas: "a" "f" "p"; }
.hero__a { grid-area: a; }
.hero__f { grid-area: f; position: relative; z-index: 2; }
.hero__p { grid-area: p; position: relative; }
.hero__photo, .side-photo { display: block; }
.hero__photo img, .side-photo img { width: 100%; height: auto; display: block; border-radius: 22px; box-shadow: 0 30px 60px -30px rgba(19, 38, 29, .55); }
.hero__photo img { aspect-ratio: 4 / 5; object-fit: cover; max-height: 420px; }
.side-photo img { aspect-ratio: 4 / 3; object-fit: cover; margin-top: 18px; }
.chip-card { position: absolute; background: rgba(255, 255, 255, .94); -webkit-backdrop-filter: blur(8px); backdrop-filter: blur(8px); border-radius: 14px; box-shadow: 0 12px 30px -12px rgba(19, 38, 29, .45); padding: 12px 16px; display: grid; gap: 1px; }
.chip-card span { font-size: .82rem; color: var(--ink-2); font-weight: 600; }
.chip-card b { font: 700 1.9rem/1 var(--display); letter-spacing: -.03em; color: var(--ink); font-variant-numeric: tabular-nums; }
.chip-card small { font-size: .75rem; color: var(--ink-2); }
.chip-card--rate { left: 14px; top: 14px; }
.chip-card--free { right: 14px; bottom: 14px; grid-template-columns: 22px 1fr; align-items: center; gap: 8px; max-width: 250px; }
.chip-card--free svg { width: 22px; height: 22px; color: var(--door); }
.chip-card--free span { color: var(--ink); font-size: .9rem; line-height: 1.3; }
@media (min-width: 900px) {
  .hero--home { padding: 48px 0 40px; }
  .hero__grid--home { grid-template-columns: minmax(0, .9fr) minmax(0, 1fr); grid-template-areas: "a p"; gap: 0 48px; align-items: stretch; }
  .hero__a { align-self: center; padding: 20px 0 40px; }
  .hero__a h1 { font-size: clamp(2.6rem, 1.2rem + 3vw, 3.6rem); }
  .hero__p { grid-area: p; min-height: 660px; }
  .hero__photo, .hero__photo img { height: 100%; }
  .hero__photo img { max-height: none; min-height: 660px; }
  .hero__f { grid-area: p; align-self: end; justify-self: start; width: min(450px, 92%); margin: 0 0 28px -40px; }
  .chip-card--rate { left: auto; right: 18px; top: 18px; }
  .chip-card--free { display: none; }
  .facts--hero { margin-top: 26px; display: grid; gap: 10px; font-size: 1rem; }
}
@media (max-width: 899px) { .facts--hero { display: none; } }

.trust { padding: 10px 0 8px; }
.trust__list { list-style: none; margin: 0; padding: 0; display: grid; gap: 14px; }
.trust__list li { display: grid; grid-template-columns: 40px 1fr; gap: 12px; align-items: start; }
.trust__list svg { width: 40px; height: 40px; padding: 8px; border-radius: 11px; background: var(--door-tint); color: var(--door); }
.trust__list b { display: block; font-weight: 600; }
.trust__list span { display: block; color: var(--ink-2); font-size: .93rem; line-height: 1.45; }
@media (min-width: 700px) { .trust__list { grid-template-columns: repeat(2, 1fr); gap: 20px 28px; } }
@media (min-width: 1100px) { .trust__list { grid-template-columns: repeat(4, 1fr); } }

.lenders { padding: 36px 0 44px; }
.lenders__h { text-align: center; font-weight: 600; color: var(--ink-2); margin: 0 0 18px; }
.lenders__list { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; }
.lenders__list a { display: flex; align-items: center; justify-content: center; height: 76px; padding: 14px; background: var(--card); border: 1px solid var(--line); border-radius: 14px; transition: border-color .15s ease, box-shadow .15s ease, transform .15s ease; }
.lenders__list a:hover { border-color: var(--line-2); box-shadow: var(--shadow); transform: translateY(-1px); }
.lenders__note { text-align: center; margin: 16px 0 0; font-weight: 600; }
@media (min-width: 900px) { .lenders__list { grid-template-columns: repeat(9, 1fr); } .lenders__list a { height: 84px; } }

.logo { display: block; height: 32px; width: auto; max-width: 100%; object-fit: contain; }
.logo--text { font: 700 1.05rem/1.1 var(--display); letter-spacing: -.02em; color: var(--ink); text-align: center; height: auto; }
.logo--row { height: 22px; max-width: 104px; object-position: left center; }
.lt td:first-child a { display: grid; gap: 6px; }
.lt td:first-child a span { font-size: .95rem; }
.logo--head { height: 44px; max-width: 220px; }
.page-head--bank .bank-mark { display: inline-flex; padding: 14px 18px; background: var(--card); border: 1px solid var(--line); border-radius: 14px; margin-bottom: 16px; }
.logo--tile { height: 30px; max-width: 150px; margin-bottom: 14px; object-position: left center; }
.tile--bank h3 { margin-top: 0; }

/* How it works: one application fanning out to the lenders */
.how { display: grid; gap: 40px; }
@media (min-width: 980px) { .how { grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; } }
.steps--v { grid-template-columns: 1fr !important; gap: 18px; }
.steps--v li { grid-template-columns: 48px 1fr !important; }
.steps--v li::before { margin: 0 !important; grid-row: span 2 !important; }
.steps--v h3 { margin-top: 10px; }
.fan { position: relative; display: grid; gap: 18px; justify-items: center; }
.fan__app { background: var(--brass); color: var(--ink); border-radius: 16px; padding: 16px 20px; text-align: center; box-shadow: 0 16px 40px -18px rgba(0, 0, 0, .6); position: relative; }
.fan__label { display: block; font-size: .85rem; font-weight: 600; }
.fan__app b { font: 700 1.2rem/1.2 var(--display); }
.fan__app::after { content: ""; position: absolute; left: 50%; top: 100%; width: 2px; height: 18px; background: #c79a3a; }
.fan__banks { list-style: none; margin: 0; padding: 18px; display: grid; grid-template-columns: repeat(3, 1fr); gap: 10px; width: 100%; border: 1px dashed #3c5a47; border-radius: 18px; }
.fan__banks li { background: #fff; border-radius: 12px; height: 64px; display: flex; align-items: center; justify-content: center; padding: 10px; position: relative; }
.logo--fan { height: 26px; }
.fan__banks li::after { content: ""; position: absolute; top: -6px; right: -6px; width: 20px; height: 20px; border-radius: 50%; background: var(--door) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='m5 12.5 4.5 4.5L19 7.5'/%3E%3C/svg%3E") center / 13px no-repeat; box-shadow: 0 0 0 2px var(--ink); opacity: 0; transform: scale(.4); transition: opacity .3s ease, transform .35s cubic-bezier(.3, 1.6, .5, 1); }
.fan.is-on .fan__banks li::after { opacity: 1; transform: none; }
@media (prefers-reduced-motion: no-preference) {
  .fan .fan__banks li { opacity: .35; transition: opacity .4s ease; }
  .fan.is-on .fan__banks li { opacity: 1; }
}
.fan__banks li:nth-child(1), .fan__banks li:nth-child(1)::after { transition-delay: 250ms; }
.fan__banks li:nth-child(2), .fan__banks li:nth-child(2)::after { transition-delay: 360ms; }
.fan__banks li:nth-child(3), .fan__banks li:nth-child(3)::after { transition-delay: 470ms; }
.fan__banks li:nth-child(4), .fan__banks li:nth-child(4)::after { transition-delay: 580ms; }
.fan__banks li:nth-child(5), .fan__banks li:nth-child(5)::after { transition-delay: 690ms; }
.fan__banks li:nth-child(6), .fan__banks li:nth-child(6)::after { transition-delay: 800ms; }
.fan__banks li:nth-child(7), .fan__banks li:nth-child(7)::after { transition-delay: 910ms; }
.fan__banks li:nth-child(8), .fan__banks li:nth-child(8)::after { transition-delay: 1020ms; }
.fan__banks li:nth-child(9), .fan__banks li:nth-child(9)::after { transition-delay: 1130ms; }